Hull insurance covers damage caused by sinking, fire, storms, theft, and collision to the equipment and machinery of your boat.
Boat liability coverage pays for injuries to others as well as damage caused to other boats, docks, piers, and more.
Hopefully, you won't ever have to file a boat insurance claim. But if you are involved in a boating accident, follow these steps to make sure your claim isn’t denied.
Notify Your Insurance Company Immediately
Take all reasonable steps to protect the boat from further damage
Wait to begin permanent repairs; Do not dispose of damaged parts until the insurance company inspects the damage
Refer to your policy booklet to comply with any other requirements set forth by your insurance company